Annuities
A paycheck you can plan on
Annuities are insurance contracts designed to turn savings into income, for a set period, or for life. Guarantees are backed by the issuing insurer, not by Rockwell.
What an annuity is
A contract built around income
You fund it with a lump sum or a series of payments. In return, the insurer can provide guaranteed income, growth with some protection, or a combination, depending on the type.
Variable
Investment options inside the contract; value can rise and fall with the markets.
RILA
Index-linked with a buffer or floor, so some downside is absorbed by the insurer.
Fixed
A declared rate, with principal protection backed by the insurer.
Fixed Indexed
Interest tied to an index, with a floor so credited interest is not negative from index losses.
Immediate
Income that can start within a year of funding.
Deferred Income
Income that starts later, a future paycheck you can plan on.
A conversation, not a pitch
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